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PNPL
Sep 07, 2022
In About
Pineapple World has a policy to donate 20% net profit to charity from all products and business. We are convinced, that if individuals and businesses donated 20% of their net profit in an 'organic' triple bottom line format starting with the household, kin, relatives, friends, extending to neighborhood and city, it would end extreme poverty and financial inequality, while sustaining healthier capitalism. On every transaction, a micro portion of Pineapple's net profit automatically goes to charity. To ensure that Pineapple's business is creating social and environmental impact realtime with every transaction. In the future Pineapple's donations will expand to organizations in grassroots locations where our mobile users originate. The following organizations are presently on our donation list: St. Judes Children's Research Hospital The Fred Hollows Foundation Noor Dubai Transparent Hands Feed The Poor Islamic Relief USA Wikimedia Foundation People for the Ethical Treatment of Animals (PETA)
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PNPL
Oct 21, 2021
In About
As minutes are consumed, the card earns more! To achieve that, we are building an airtime-earning wallet, integrated with Pineapple's asset portfolio. An earning window, which streams profits (only) to the user, as airtime balance. $650 billion is spent each year by 4.5 billion users on pre-paid mobile minutes. Pineapple is a regenerative way for users to spend less and get more from their consumption. More exciting news about this soon...
Imagine a phone card that never ends content media
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PNPL
Oct 21, 2021
In About
Pineapple World's circulatory system is PNPL cashback loyalty points. We give 65% profit earned from telecoms back to users and merchants. Each PNPL point is presently worth one US dollar. PNPL points are not a crypto coin or token. PNPL points can be earned by using Pineapple to recharge prepaid mobile minutes. Pineapple app is now connected to 907 mobile network operators in 156 countries. PNPL points can be utilized to: - buy airtime - make other purchases Note: Users recharging minutes presently on the Pineapple website, who are not already on Pineapple's whitelist, are being added to the beta release waitlist for full access to their PNPL points balance earned. PNPL CRYPTO TOKEN A future crypto version of PNPL is possible. A token 'wrapped' to a regulated stablecoin with compliant custody. PNPL token's purpose is to be a fast and safe transaction system for non-technical, prepaid mobile users around the world, including low-income, low-literate users. PNPL can peg to a stable asset, so there are no extraordinary fluctuations in the value of PNPL after a consumer has 'earned' it. 4.5 billion prepaid users spend $650 billion a year on loading prepaid phone minutes. For users in developing countries, a passive earning opportunity in a foriegn asset stronger than their own currency or economic condition, is a strong value proposition. For countries where regulations do not allow crypto currencies, PNPL will only be available as loyalty points within the Pineapple application.
PNPL points content media
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PNPL
Oct 21, 2021
In About
Community impact via mobile recharge Mobile use of airtime connects human activity worldwide with approximately 4.5 billion prepaid users in the world. Who pay upfront by cash, digital wallet or card to load mobile minutes balance to use their phone. Not by monthly bill. A huge opportunity to 'wrap' airtime with other digital products, in a one time or recurring value proposition. Pineapple now connects with 907 telecom carriers in 156 countries, which serve 2 billion prepaid users. Anyone can load airtime balance to any prepaid phone and earn PNPL cashback points. Presently we are validating product market fit and releasing to our inner circle of early retail merchants and users. During this phase PNPL points can be used for buying more airtime. In the future PNPL points will be linked to a card which can be used to spend the PNPL earned. We will release a number of innovative financial services within the Pineapple app experience. - Lending on great terms. - Fee free money remittances. - Micro size investments. - Airtime balance exchange with digital assets. - Airtime staking Core values Modern technology enables user communities to thrive. This means open source, social consensus, and freedom from financial predation. Pineapple is an airtime-finance DAO (distributed autonomous organization) for the benefit of prepaid mobile users, in an easy non-technical app experience. Which means that: - Every user is a member of the community. - Member opinion or vote in taken in company policies and prices. - Marketing budgets are spent on the community of users. - No sneaky or predatory charges, fees. - Distribute up to 65% profits from recharge to customers and merchants. - Recurring profit on holding bulk airtime balance. - Donate to people and planet with every transaction. A triple bottom line approach. Vision World map of our triple bottom line impact Pineapple is successfuly functional as a peer-to-peer airtime system, forming a Google map, of reseller merchants (corner shops) and end users, transacting in neighborhoods around the world. Our customer's lives, their stories, talent and enterprise, is expressed by them through mobile videos, pictures, posts and comments. This will in future be an engageable metaverse, so a Pineapple World member can teleport to any city, village or storefront, and party in the neighborhood with hundreds of member avatars attending to create fun, inspiration, and commerce together.
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PNPL
Jun 18, 2021
In Career openings
100% remote based, fulltime position. Our blockchain architecture involves Avalanche, Polygon, Stellar and ChainLink. Proficiency with coding in Solidity. With completed projects which are in circulation. Deep understanding of the ecosystem of Dapps being built everyday. You keep in touch with what's new in the space, on a constant, daily basis. We are looking for proactive people, team players passionate about programming. Oriented to provide a simple, easy and secure experience to the end user. Specially the 'non technical' user who is not familiar with blockchain and crypto. It's essential to posses thorough knowledge of the server side, data bases and customer facing tech. Solid knowledge of DEFI and CEFI are required. Have an advanced understanding of 'tokenization' of assets. Obsession with security, hack proofing and audit. What You’ll Do Be involved in the research, design, development, and testing of blockchain technologies. Ability to translate requirements from architects and product managers into functional code. Developing smart contracts. Developing interactive front-end UI for Dapps. Supervision of the entire stack that runs the Dapps. Backend development pertaining to the blockchain. Brainstorm and evaluate new tools and technologies for application. Document new solutions and maintain existing ones. Maintain and extend client-side and server-side applications that are responsible for business logic and integration. Aptitude to design and develop distributed computing applications. Continuous research on emerging capabilities in this fast-growing area and identify where and how new capabilities can be applied. Think through and anticipate how hackers may attempt to subvert or misuse applications. Contribute to Pineapple's internal knowledge of best practices. You must have +3 years of experience in development with Solidity. Excellent understanding of Automated Market Makers, Liquidity, Staking and Swaps. Understanding of Avalanche, Polygon, Stellar and ChainLink. Strong background in software development. Experience working with open-source projects. Experience working with large codebases. Strong knowledge of data structures and algorithms. Proficiency in at least two other programming languages such as C++, Java, JavaScript, etc. Demonstrable knowledge and experience with JavaScript development, including either Express and Node React and/or Angular Demonstrable knowledge and experience with database technologies such as NoSQL and SQL.. Previous experience of container technologies such as Docker is desirable. Previous experience deploying and configuring in cloud environments. Familiarity with peer-to-peer transaction networks. Great English and technical communication skills. About Pineapple World Inc is based in San Francisco. We develop 'mobile first' products which people can love. We work with technology and distribution partners, which include some of the top companies in the world. Pineapple's employee inclusion model, aims to build teams dedicated to each project, who are vested in the success of the products they build. Team members proven on skill, trust and vision, get stock options in Pineapple's ventures (which they are a part of) and access to a global community of supporters, mentors and institutions. To apply, email your resume to info@pineapple.world along with a short covering letter. If you were referred to this opening by a common reference, please let us know who, in your covering letter.
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PNPL
Jun 18, 2021
In Career openings
100% remote based, fulltime position. This is a key position within Marketing. With potential to grow into a department. Pineapple is connected with upwards of 900 telecom carriers in 154 countries. Our footprint is global. Which means our users speak different languages and come from many cultures. What brings everyone together is social media. Primarily Facebook, Instagram, Twitter, YouTube, LinkedIn, Discord, WhatsApp and Telegram. As well as other niche social networks like Qzone, Steemit, VK, WeChat, Tumblr etc. We are looking for an experienced social community builder who has insight or experience with building a DAO (distributed autonomous organization) community. Who is hands on with managing social channels day to day, and alongside getting quality content produced from within Pineapple and drawing on our partners, the industry and other relevant topics of community interest. Thoughtful, meaningful content which signatures the Pineapple World brand style and keeps the community genuinely engaged, conversant and entertained. Why would people come to Pineapple's social channel? Because we provide original perspective. Industry lessons learnt. Cutting edge knowledge that is not easily available elsewhere. We also offer deals and promos several times a day, with limited time offers. Create a cycle where our users post about their social impact using our service, Those are our thoughts, you're welcome to give an entirely new perspective. The goal is to build and grow likes, shares and follows. Daily and hourly. By connecting with people's hearts and minds. This position involves working closely with the CEO day to day in defining the brand. She/He acts as the brand’s spokesman and communicates with end-users within the community. The Social Media Community Builder is the first point of contact within the social media community and strives to engage and provide support to members of the community. The Social Media Community Manager is required to monitor trends and topics mentioned by the community and has the ability to anticipate potential problems that may negatively affect brand reputation. Builds the brand’s online presence and fosters stronger relationships between the brand and the public. Roles and Responsibilities Serve as a point of contact for the company’s social media platforms such as Facebook, LinkedIn, YouTube, Instagram, forum and blog Interact with community members and customers in a professional, personable, and timely manner to grow and keep the community growing and vibrant. Work with the marketing, creative, and customer experience functions to create high quality, engaging, relevant, and timely content Define and manage the social media editorial calendar and ensure the content is published on time. Foster and strengthen new relationships with key influencers within the community Deploy social listening tools to monitor positive/negative comments and topic trends, and strive to boost engagement and resolve any potential conflicts that may affect brand reputation Generate comprehensive reports on overall community sentiment and notable trends and provide meaningful feedback Keep up to date to the latest social media trends and emerging social media platforms in the industry, specially niche networks with languages other than English. Do NOT have a 'one post fits all' approach. Posts are crafted as suitable to each social channel, to address the different audience types on different social media. Requirements Bachelor’s degree in Marketing or relevant field. (Masters is a plus). Experience in social community management. Preferably with a tech or retail brand. Proficient with channel management software like Hootsuite. Proficient with data and trend analysis, user segmentation and research. Excellent English language skills. Emotional maturity. Creative and cheerful disposition. A 'connector' personality. About Pineapple World Inc is based in San Francisco. We develop 'mobile first' products which people can love. We work with technology and distribution partners, which include some of the top companies in the world. Pineapple's employee inclusion model, aims to build teams dedicated to each project, who are vested in the success of the products they build. Team members proven on skill, trust and vision, get stock options in Pineapple's ventures (which they are a part of) and access to a global community of supporters, mentors and institutions. To apply, email your resume to info@pineapple.world along with a short covering letter. If you were referred to this opening by a common reference, please let us know who, in your covering letter.
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PNPL
Jun 18, 2021
In Career openings
100% remote based, fulltime position. You are very good at programming. It's what you love, and write code that's 'elegant and efficient. You document work, so other people on the team, anywhere in the world, can work with it. You have favorite repos on Github and are a contributor. You are an admin or active with communities on relevant media ex: Discord. The ideal candidate is self-motivated, and a demonstrated team-player. You will be a 'lead' developer responsible for the development of new software products and enhancements to existing products. Deep understanding of mobile payments, banking gateways is required. Interest or experience in coding blockchains & crypto would be a plus. You are proficient in working with and building API's, mobile and web applications. With a 'mobile first' approach to product development. Responsibilities Write clean, high-quality, high-performance, maintainable code. Ready for audit. Develop and support software including applications, databases, interfaces. Coordinate cross-functionally to insure project meets business objectives and compliance standards. Support test and deployment of new products and features. Participate in code reviews. Qualifications Bachelor's degree in Computer Science (or related field) 3+ years of relevant work experience Expertise in Object Oriented Design, Database Design, and XML Schema Experience with Agile or Scrum software development methodologies Ability to multi-task, organize, and prioritize work PHP, JavaScript Understanding of databases, backend, front end and UX/UI Solid knowledge of MySQL, JSON, HTML, CSS and AJAX. Good to have Laravel, Codeigniter and any PHP frameworks. Good to have React.js, Redux, Node.js & Angular experience. Good to have Mongo DB, Redis, Memcache. Good to have Front-end/Backend Debugging and Testing Skills. Deep understanding of mobile payments, banking gateways is required. Interest or experience in coding blockchains & crypto would be a big plus. About Pineapple World Inc is based in San Francisco. We develop 'mobile first' products which people can love. We work with technology and distribution partners, which include some of the top companies in the world. Pineapple's employee inclusion model, aims to build teams dedicated to each project, who are vested in the success of the products they build. Team members proven on skill, trust and vision, get stock options in Pineapple's ventures (which they are a part of) and access to a global community of supporters, mentors and institutions. To apply, email your resume to info@pineapple.world along with a short covering letter. If you were referred to this opening by a common reference, please let us know who, in your covering letter.
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PNPL
May 13, 2020
In About
In the past 5 years, financial technologies are suddenly light years ahead of the banking industry, which is still based on medieval concepts even while adopting technology. Fintech apps disrupt and redefine old ways of doing things everyday. Practitioners come in two overlapping tones: - Some use technology to build on the existing banking and finance system, and give more power to it, finding and filling gaps to make incremental changes. Established financial institutions are wary of changes to their legacy systems, but are really interested in technology — So, lots is happening in the Fintech space, the best of which eventually gets adapted to modernize what's working already. - Others go outside the box to germinate new products, to provide solutions for the many pain points in society which have been ignored by big banks, or in many cases caused by financial institutions themselves. FALSE GOD The more technology advances, the more atrocious becomes one single idea: The Interest based lending and deposit system. Interest is considered an “immutable” law of banking and therefore it becomes part of all business. Like a law of nature itself! On which the universal system of business is dependent to run. A “blind” justice, reflected as the interest 'rate' which applies to everyone. That idea is false and has become obsolete in an age where we can go granular into customer data and find exactly where the more fruitful earning opportunities are, instead of having a one dimensional rate for everyone. Most of the population, especially those earning minimum wage, could do much better without mandatory interest and fees — instead; a transparent digital treasury everyone is part of, and democratically running, in the benefit of anyone — is the way to go. MONEY IS OXYGEN A person with declining oxygen first fumbles mentally and with further deprivation, actually dies. Not having enough money does the same thing. Extreme poverty puts people on the street, creates abusers and the abused, exacerbates crime, affects the quality of family life, health, and the fundamental ability to think. Some in society have adequate oxygen. But many who do not, are progressing slower, fumbling, some are choking. For low earners, “interest” just should not apply to a loan. The heavy burden of high interest generates ever higher levels of distress to “meet” the payment. For a family earning under the national average required for basic healthy life, the stress is significantly more than for someone who has access to all the basics. It is good to have more oxygen than what one’s lungs can hold, although according to Nobel laureate Dr. Daniel Kahneman’s lecture “The riddle of experience versus memory” — beyond a certain band of earning, happiness is not associated with money. But being under the minimum threshold, the stress is devastating. For example, one of the largest demographic of payday loan borrowers in the US are hardworking single mothers, working paycheck to paycheck. Paying an “average” 390% annualized rate on the short term of 2 weeks which revolves an average of 5 months. On paper: “Twelve million American adults use payday loans annually. On average, a borrower takes out eight loans of $375 each per year and spends $520 on interest”. In reality that interest payout can be much higher for many, who are on the upside of the average in the total curve. Decade upon decade this predatory promotion of poverty undermines the potential of a neighborhood and ultimately society. In the US and around the world. Every year, people die from this prevalent one-dimensional financial system. In modern society, money like oxygen permeates the very being of life and is the source for most “growing” things. The interest-based system applied most harshly to those least able to pay, stunts growth and causes illness. People are kept in the cycle of poverty so that their ticket collectors can keep on earning. There is no moral justification to earn “cash rental” for enabling life’s basic standards from those earning minimum wage. By removing the burden of interest, loan repayments should be easier to “meet” for those who are not quick pacers. Even 5 years ago, we did not have the technology to make interest-free financial services a part of mass consumer habit, risk managed, cost effective and still profitable. Today, we do. BANKING FOR THE MANY NOT THE FEW There would be fewer social security checks for government to write and lesser human degradation problems for local authorities to handle if the private sector financial system was aligned to nurture those with inadequate means. Rather than ignore that broad segment of society which wallows in an endless cycle of systemic circumstances sustaining poverty. Taking a significant amount of their meagre earnings away, in “charges”. The regular citizen does not need to bet on foreign exchange, stocks or sophisticated “financial instruments”, most of which contributed to the crash of the global economy. In fact, if enough of the public get together to form an Interest Free crowd treasury online, they would be able to give themselves a better deal than the banks. Big banks give less than 1 percent on deposits and when it comes to charging Interest on loans, banks can charge 20% upwards. Less regulated financial institutions can take that beyond 390%. INSIDE THE BOX One can almost hear some financial managers and treasury officers saying: “where will one get the money to lend interest free”? “how will we make good enough money, we are not an NGO”? Sometimes these are the very questions that professionals should not ask anyone else but themselves. Or they could ask media people instead of bankers. Transactional abilities going digital is where banking becomes the kinship of media. In advertising, if managers asked those sorts of questions for very long, instead of coming up with mind blowing creativity that actually pays back — one would not last very long in an agency. There are Pricing lessons to learn from the social and broadcast industry. Like freedom versus charges and hybrid sources of earning. Moral lessons, like the fact that some concepts are great, they would sell the product through the roof, but are morally wrong or illegal. Only when one shuts out the obvious “what one can do — but will not do” is when the true charisma of inherent genius is born again. Every human has that capability of invention. If one gives oneself that chance to come outside the box. How can you find something valuable, that you are not looking for, and if it’s not looking for you either? One of the best ways to do that is via Web3 by creating a DAO's (distributed autonomous organization), to make your customers your shareholders with or without being your investors. Let everyone breathe, there is plenty of oxygen for all in the digital economy where wealth and opportunity is available to the many not just the few. This chat at Block Connect conference in San Francisco explains a bit about the directions Pineapple is taking with Web3 enabled mobile connectivity. OPEN SOURCE MONEY available to anyone - owned by everyone Please share your comments! we will add more to this narrative based on feedback. Writer Babar Yousuf is founder and CEO of Pineapple
Open Source Money - available to anyone, owned by everyone.
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PNPL
May 13, 2020
In About
With Pineapple, every mobile phone and the airtime it consumes, is a social impact connection. Pineapple is committed, to donating 20% of our profit from every transaction, to strengthening community, via our socially connected airtime platform. The worst sufferers in an intensely extractive financial system, are billions of poor and immigrants, who are charged fees on money transfer and interest rates on loans which are unsuitable for their economic circumstances. While corporations spend billions a year on marketing to compete against each other. In comparison to marketing budgets, their social responsibility spending is meagre empathy. Pineapple's founder spoke about it in 2012 at the United Nations, after developing and marketing one of the largest mobile microfinance deployments in the world with Telenor Bank. Reccomendations were made at the UN - that the real competition between corporations is on social impact. Conclusions: That marketing dollar alone could transform the lives of customers and secure loyalty. We can stop charging interest and fees for access to capital and still be profitable. The User interface and experience needs to be transformative enough.
Social Impact Connection content media
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PNPL

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